body {
	font-size : 11pt;
	font-family : Arial, Helvetica, sans-serif;
	background-color: #ffffff;
	background-image: url(/~dey/phil/img/background.gif);
	color : #003366;
	margin-top: 0px;
	margin-left: 0px;
	margin-right: 0px;
}

p, ul, ol, li {
	font-size : 11pt;
	font-family : Arial, Helvetica, sans-serif;
	color : #003366;
}

h1  {
	font-size : 12pt;
	font-family : Verdana, Arial, Helvetica, sans-serif;
	color : #cc9900;
	font-weight: bold;
}

h2  {
	font-size : 10pt;
	font-family : Verdana, Arial, Helvetica, sans-serif;
	color : #cc9900;
	font-weight: bold;
}

h3  {
	font-size : 10pt;
	font-family : Verdana, Arial, Helvetica, sans-serif;
	color : #003366;
	font-weight: bold;
}

.footer  {
	font-size : 10pt;
	font-family : Arial, Verdana, Helvetica, sans-serif;
	color : #666666;
}

.whiteonblue  {
	background-color: #006699;
	color : #ffffff;
	font-size: 10pt;
}

.blueonblue  {
	background-color: #bfd9e5;
	color : #003366;
	font-size: 10pt;
}

.blueongold  {
	background-color: #cc9900;
	color : #003366;
	font-size: 10pt;
}

div.whiteongold {
	background-color: #cc9900;
	color : #ffffff;
	font-family : Arial, Helvetica, sans-serif;
	font-size: 9pt;
	font-weight: bold;
	margin-bottom: 5px;
}

div.goldonblue {
	background-color: #bfd9e5;
	color : #cc9900;
	font-size: 9pt;
	font-weight: bold;
}

div.blueonblue  {
	background-color: #bfd9e5;
	color : #003366;
	font-family : Arial, Helvetica, sans-serif;
	font-size: 10pt;
	margin-right: 10px;
	margin-bottom: 5px;
	text-align: right;
}

div.blueongold  {
	background-color: #cc9900;
	color : #003366;
	font-family : Arial, Helvetica, sans-serif;
	font-size: 10pt;
	margin-left: 10px;
	margin-bottom: 5px;
}

div.whiteonblue  {
	background-color: #006699;
	color : #ffffff;
	font-family : Arial, Helvetica, sans-serif;
	font-size: 10pt;
	text-decoration: none;
	margin-right: 5px;
}

div.navbar  {
	background-color: #ffffff;
	color : #666666;
	font-family : Arial, Helvetica, sans-serif;
	font-size: 9pt;
	text-align: right;
}

a.navbar {
	background-color: #ffffff;
	color : #666666;
	font-family : Arial, Helvetica, sans-serif;
	font-size: 9pt;
	text-decoration: none;
}

a.navbar:hover  {
	background-color: #ffffff;
	color : #000000;
	font-family : Arial, Helvetica, sans-serif;
	font-size: 9pt;
	text-decoration: none;
}

a.whiteonblue, a.whiteonblue:visited  {
	background-color: #006699;
	color : #ffffff;
	font-size: 10pt;
	text-decoration: none;
}

a.whiteonblue:hover  {
	background-color: #006699;
	color : #cc9900;
	font-size: 10pt;
	text-decoration: none;
}

a.blueonblue, a.blueonblue:visited  {
	background-color: #bfd9e5;
	color : #003366;
	font-size: 10pt;
	text-decoration: none;
}

a.blueonblue:hover {
	background-color: #bfd9e5;
	color : #cc9900;
	font-size: 10pt;
	text-decoration: none;
}

a.blueongold, a.blueongold:visited  {
	background-color: #cc9900;
	color : #003366;
	font-size: 10pt;
	text-decoration: none;
}

a.blueongold:hover  {
	background-color: #cc9900;
	color : #ffffff;
	font-size: 10pt;
	text-decoration: none;
}

a.footer  {
	font-size : 10pt;
	font-family : Arial, Verdana, Helvetica, sans-serif;
	color : #666666;
	text-decoration: none;
}

a.footer:hover  {
	font-size : 10pt;
	font-family : Arial, Verdana, Helvetica, sans-serif;
	color : #000000;
	text-decoration: none;
}

a {
	color : #003366;
}

a:visited  {
	color : #663300;
}

a:hover  {
	color : #cc9900;
}


.indent  {
	margin-left : 2em;
	margin-right : 2em;
}